Deterministic ET cutoff + US business day rules.
Effective date: February 20, 2026
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Calculator inputs: Your selected bank, transfer type, date, and time are processed locally in your browser to generate a result. We do not store these inputs on a server.
We may use basic, privacy-respecting analytics in the future to understand general usage (for example: page views). If analytics are enabled, they will be configured to avoid collecting sensitive personal data.
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This site includes a "Related Tools" section that links to other sites in our network (e.g., BizDayChecker.com, SalaryVsInflation.com). We are not responsible for the privacy practices of these external sites. These links are populated automatically by a script and open in a new tab.
We may update this policy from time to time. The "Effective date" will be updated when changes are made.